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New business owners have numerous goals when they're starting out, including rapid growth and recognition for their fledgling venture.But overnight success isn't often the standard: There's no specific "special sauce" to add to the recipe for instant results, and nothing is guaranteed.Small businesses should be prepared by seeking insurance products that help them recover, including those that cover the cost of remediation and lawsuits." As small businesses grow, they may add space or equipment, create new products or services, or increase their operating and distribution footprint, so De Hetre advised periodically reviewing your policy to ensure you have the right coverage."It's easy to forget this step amid rapid expansion, but you don't want to find out that you've outgrown your coverage just when you need it the most," De Hetre said.This would pique a banker's interest because he or she cares about the return on investment more than your business aspirations." Risk is an inevitable part of starting and growing a business.It's impossible to control everything, but there are plenty of ways to limit internal and external threats to your company and its growth.One important resource to help you accomplish this is your business insurance provider."Small businesses need to manage their growth to avert disruptions that can bring business to a grinding halt," said Mike De Hetre, vice president of product development at Travelers.

"The most successful small businesses exploit this advantage, by bringing new and innovative products and services to market more quickly and developing and nurturing long-term customer relationships." Dennis Tanjeloff, president and CEO of Astro Gallery of Gems, agreed.In the early stages of your business, you'll likely see a very lean profit margin (or no profit at all), so any money you do make should go directly toward helping you grow."A startup's ability to invest in itself [helps] accelerate growth," Lanng said."They need to be people who aren't afraid to roll up their sleeves.The words ' That's not my job,' do not exist in their vocabulary.




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